Some Hospitals Empanelled under Jyothi Sanjeevini Scheme (Bengaluru / Karnataka)
| Hospital Name | Address / City | Remarks / Contact |
|---|---|---|
| Rajarajeswari Medical College & Hospital | Bengaluru, Karnataka | Listed in “Hospital List | Scribd” under Jyothi Sanjeevini network hospitals |
| MS Ramaiah Hospital | Bengaluru, Karnataka | Mentioned in same hospital list document |
| Vydehi Hospital | Whitefield, Bengaluru, Karnataka | Appears in the empanelled hospitals list under Jyothi Sanjeevini in Karnataka list doc |
| Karnataka Cancer Hospital | Yeswanthpur, Bengaluru, Karnataka | Listed in scheme hospital list for Jyothi Sanjeevini |
| Tatwadarsha Hospital | Hubli, Karnataka | In scheme hospital list (not in Bangalore but Karnataka network) |
| BGS Global Hospitals | Bengaluru, Karnataka | Listed in Jyothi Sanjeevini network hospitals list |
⚠️ Note: This is a **partial list** based on publicly available listings and documents.
To get the **official and complete network hospital list** in Bangalore:
1. Visit the **Suvarna Arogya Suraksha Trust / Jyothi Sanjeevini** official website
2. Go to their “Network Hospital” / “Empanelled Hospitals” section
3. Filter by district = Bengaluru
4. Or contact their toll-free / support to confirm
Jyothi Sanjeevini Cashless Treatment — Quick Guide for Bengaluru
Before admission, confirm the hospital is empanelled under the scheme for your specialty and that your procedure is cashless-eligible. Use the official scheme portal or the hospital’s Insurance/TPA/helpdesk to verify the hospital code, active packages, pre-authorization timelines and bed category.
How to Use Cashless at a Network Hospital (Bengaluru)
- Carry documents: Scheme card/e-card or beneficiary ID, Govt employee/pensioner ID, Aadhaar, recent prescriptions and key lab reports.
- Register at the TPA desk: Provide beneficiary details; the hospital raises a cashless pre-auth request on the scheme portal.
- Pre-authorization: Hospital uploads diagnosis, treatment plan and package estimate to the Trust/insurer for approval.
- Approval SMS/Note: On approval, an authorization number is issued; treatment proceeds as cashless per package terms.
- Discharge & billing: Approved items are settled between Trust/insurer and hospital; non-payables (if any) are paid by the patient.
What to Confirm with the Hospital (Bengaluru)
- Specialties covered: Cardiology, Orthopaedics, General Surgery, Obstetrics & Gynaecology, Oncology, Nephrology, etc., under valid scheme packages.
- Package vs non-package: Is your procedure a package (fixed rate) or itemised? Ask for inclusions (OT, implants, medicines) and exclusions.
- Room entitlement: Bed category allowed under the scheme and any upgrade charges for higher rooms.
- Exclusions & co-pay: Request the list of non-payables (consumables, personal items, attendant meals) to avoid surprises.
- Emergency protocol: In emergencies, hospitals usually admit first and send pre-auth immediately after stabilization.
Documents Needed (Cashless & Reimbursement)
- Scheme e-card/beneficiary ID, Aadhaar, Govt employee/pensioner ID
- Doctor’s prescription and investigation reports
- Discharge summary, itemised bills, payment receipts (for reimbursement)
- Cancelled cheque/bank proof (for reimbursement credit)
Common Reasons for Delay/Denial
- Incomplete pre-auth (missing clinical notes, package code or estimate)
- Procedure not covered or wrong package selected
- Non-payables submitted as payable without justification
- Late submission of reimbursement documents or missing bank details
- Name/ID mismatch between hospital file and scheme e-card/ID
Cashless vs Reimbursement — Quick Comparison
| Point | Cashless (Network Hospital) | Reimbursement (If Cashless Not Used) |
|---|---|---|
| Approval | Real-time pre-authorization by Trust/insurer/TPA | Claim after discharge with full documents |
| Payment | Trust/insurer pays hospital for approved items | Patient pays first; later reimbursement of eligible amount |
| Timeline | Usually faster at empanelled hospitals | Depends on documentation & submission time |
| Out-of-pocket | Only non-payables/co-pay (if any) | Initial full payment; later settlement |
Checklist Before Admission (Bengaluru)
- Confirm the hospital is empanelled under the scheme for your treatment/specialty.
- Check package coverage, room entitlement and typical non-payables at the TPA/helpdesk.
- Keep all documents (ID, reports, prescriptions) ready in original + photocopies.
- Note the authorization number and keep SMS/emails as proof.
- Collect discharge summary, itemised bills and reports at discharge.
Jyothi Sanjeevini — FAQs (Bengaluru)
How do I confirm if a Bengaluru hospital is in the scheme network?
Use the official hospital search or contact the hospital’s Insurance/TPA/helpdesk to confirm empanelment code, specialties and active packages.
What if the hospital refuses cashless?
Ask for the refusal reason in writing. If pre-auth documentation was incomplete, request re-submission. Otherwise, proceed with reimbursement as per scheme rules.
Are implants and consumables covered?
Many packages include standard consumables/implants; some items remain non-payable. Clarify inclusions/exclusions with the TPA desk before admission.
Is pre-authorization required during emergencies?
Emergency cases are admitted first; the hospital sends pre-authorization immediately after stabilization using your e-card/ID.
Common Non-Payables (Examples)
- Gloves, syringes, cotton, toiletries
- Attendant meals, visitor passes
- Room upgrade charges beyond entitlement
- Personal comfort items (TV, extra bed beyond policy)
Grievance & Support
- Keep your pre-auth ID/authorization number and MRD number handy.
- Escalate unresolved issues via the hospital TPA/helpdesk; then raise a formal grievance with supporting documents on the scheme channel.