The following hospitals in Assam are empanelled under the Mukhya Mantri Lok Sevak Arogya Yojana (MMLSAY). Beneficiaries can avail cashless treatment at these hospitals under the Ayushman Asom initiative.
| S.No | Hospital Name | Location / District | Type |
|---|---|---|---|
| 1 | Guwahati Medical College & Hospital | Guwahati | Public |
| 2 | Assam Medical College & Hospital | Dibrugarh | Public |
| 3 | Dhubri Medical College & Hospital | Dhubri | Public |
| 4 | Silchar Medical College & Hospital | Silchar | Public |
| 5 | Diphu Medical College & Hospital | Diphu | Public |
| 6 | Nagaon Medical College & Hospital | Nagaon | Public |
| 7 | Lakhimpur Medical College & Hospital | Lakhimpur | Public |
| 8 | Tezpur Medical College & Hospital | Tezpur | Public |
| 9 | Tinsukia Medical College & Hospital | Tinsukia | Public |
| 10 | Barpeta Medical College & Hospital | Barpeta | Public |
| 11 | Fakhruddin Ali Ahmed Medical College & Hospital | Barpeta | Public |
| 12 | Jorhat Medical College & Hospital | Jorhat | Public |
| 13 | Kokrajhar Medical College & Hospital | Kokrajhar | Public |
| 14 | State Cancer Institute | Guwahati | Public (Cancer Specialist) |
| 15 | Assam Cancer Care Foundation Hospital | Barpeta | Public/PPP |
| 16 | Assam Cancer Care Foundation Hospital | Dibrugarh | Public/PPP |
| 17 | Assam Cancer Care Foundation Hospital | Diphu | Public/PPP |
| 18 | Assam Cancer Care Foundation Hospital | Tezpur | Public/PPP |
| 19 | Dispur Polyclinic and Nursing Home | Guwahati | Private |
| 20 | Apollo Hospitals Guwahati | Guwahati | Private |
| 21 | Nemcare Hospital | Guwahati | Private |
| 22 | Downtown Hospital | Guwahati | Private |
| 23 | GNRC Hospital | Guwahati | Private |
| 24 | Hayat Superspeciality Hospital | Guwahati | Private |
| 25 | Pratiksha Hospital | Guwahati | Private |
| 26 | Swagat Super Speciality Surgical Institute | Guwahati | Private |
| 27 | Sanjeevani Hospital | Dibrugarh | Private |
| 28 | Ayursundra Hospital | Guwahati | Private |
| 29 | B Barooah Cancer Institute | Guwahati | Public |
| 30 | Marwari Hospitals | Guwahati | Private |
MMLSAY (Assam) Cashless Treatment — Quick Guide
Before admission, confirm the hospital is MMLSAY-empanelled for your required specialty and that your procedure is cashless-eligible. Use the official scheme portal or the hospital’s Insurance/TPA desk to verify the hospital code, active packages, pre-authorization timelines, and bed category.
How to Use MMLSAY Cashless at a Network Hospital
- Carry documents: Scheme card/e-card or beneficiary ID, Government employee/pensioner ID, Aadhaar, recent prescriptions and key lab reports.
- Register at TPA desk: Provide your scheme details; the hospital raises a cashless pre-auth request on the portal.
- Pre-authorization: Diagnosis, treatment plan and package estimate are sent to the insurer/Trust/TPA for approval.
- Approval SMS/Note: On approval, an authorization number is issued; treatment proceeds as cashless as per package terms.
- Discharge & billing: Approved items are settled between insurer/Trust and the hospital; non-payables (if any) are paid by the patient.
What to Confirm with the Hospital (Assam)
- Specialties covered: Whether your specialty (cardiology, orthopaedics, general surgery, obstetrics & gynaecology, oncology, nephrology, etc.) is covered under MMLSAY at that hospital.
- Package vs non-package: If your procedure is a package (fixed rate) or itemised; ask for inclusions (OT, medicines, implants) and exclusions.
- Room entitlement: Bed category as per scheme and any upgrade charges if opting for a higher room.
- Exclusions & co-pay: Request a list of non-payables (consumables, personal items, attendant meals) to avoid surprises.
- Emergency protocol: In emergencies, hospitals usually admit first and send pre-auth immediately after stabilization.
Documents Needed (Cashless & Reimbursement)
- MMLSAY e-card/beneficiary ID, Aadhaar, Government employee/pensioner ID
- Doctor’s prescription and investigation reports
- Discharge summary, itemised bills, payment receipts (for reimbursement)
- Cancelled cheque/bank proof (for reimbursement credit)
Common Reasons for Delay/Denial
- Incomplete pre-auth (missing clinical notes, package name/code or cost estimate)
- Procedure not covered under the scheme/package or wrong package selected
- Non-payables billed as payable without justification
- Late submission of reimbursement documents or missing bank details
- Name/ID mismatch between hospital file and MMLSAY e-card/ID
Cashless vs Reimbursement — Quick Comparison
| Point | Cashless (Network Hospital) | Reimbursement (If Cashless Not Used) |
|---|---|---|
| Approval | Real-time pre-authorization by insurer/Trust/TPA | Claim after discharge with full documents |
| Payment | Insurer/Trust pays hospital for approved items | Patient pays first; later reimbursement of eligible amount |
| Timeline | Usually faster at empanelled hospitals | Depends on documentation & submission time |
| Out-of-pocket | Only non-payables/co-pay (if any) | Initial full payment; later settlement |
Checklist Before Admission (Assam)
- Confirm the hospital is MMLSAY-empanelled for your treatment/specialty.
- Ask the TPA desk about package coverage, room entitlement and non-payables.
- Keep all documents (ID, reports, prescriptions) ready in original + photocopies.
- Note the authorization number and keep SMS/emails as proof.
- Collect discharge summary, itemised bills and reports at discharge.
MMLSAY (Assam) — FAQs
How do I confirm if a hospital in Assam is in the MMLSAY network?
Use the official scheme portal or call the hospital’s Insurance/TPA desk to confirm empanelment code, active packages and covered specialties.
What if the hospital denies cashless under MMLSAY?
Ask for the reason in writing. If pre-auth is incomplete, request re-submission. Otherwise, proceed with reimbursement as per scheme rules.
Are implants and consumables covered in packages?
Many packages include standard consumables/implants; some items remain non-payable. Clarify inclusions/exclusions with the TPA desk before admission.
Is pre-authorization required in emergencies?
Emergency cases are typically admitted first; the hospital then sends pre-authorization immediately after stabilization using your e-card/ID.
Grievance & Support
Escalate unresolved issues via the hospital TPA desk; then file a formal grievance with documents and treatment details on the scheme channel.
Keep the pre-auth ID/authorization number and MRD number handy for follow-up.