Kotak Health Insurance Hospitals List in Ludhiana

Kotak Life Health Insurance

Due to the rapidly increasing healthcare costs, it is crucial to get yourself covered by investing in the best health insurance plans. With Kotak health insurance policies, it is easy to keep you and your loved ones protected when times are tough. The health insurance plans from Kotak provide financial aid against unfortunate demise or permanent disability due to an accident. It also covers the cost of medicines, surgeries, hospitalization, critical ailment treatments, and other medical expenditures without digging a hole in your pockets.

Let’s have a detailed look at Kotak’s health insurance coverage and claim settlement process.

Key Features of Kotak Life Health Insurance

•  Get an instant health insurance policy with zero paperwork involved.
•  Quick and hassle-free claim settlement process.
•  Kotak has a network of over 7700 cashless hospitals across the country.
•  Kotak Health Premier Plans cover daycare treatment, in-patient treatment, pre and post-hospitalization expenses, annual health check-ups, and more.
•  Kotak Secure Shield covers 18 types of critical illnesses, personal accidents, and more.

Types of Kotak Life Health Insurance Plans

Kotak Health Shield covers-

• Cardiac Shield (such as angioplasty, pacemaker implantation, open heart bypass surgery, etc.)
• Cancer Shield
• Neuro Shield (including stroke, coma, brain tumor, and paralysis)
• Live Shield (such as liver transplant, liver cirrhosis, viral hepatitis, and more)
• Personal Accident Shield (covers death or complete disability from an accident)

Kotak Health Insurance Claim Settlement Process

Kotak Life has a claim settlement ratio of 94%. With 24/7 round-the-clock assistance, policyholders can raise their claims in a quick and hassle-free manner.

• One can file a health insurance claim, and one can do so by following the given steps.
• Raise a health insurance claim by filling pre-authorization form (by visiting the cashless helpdesk at the hospital), along with medical documents and a valid photo ID.
• Once the claim form is submitted, the verification process will take place.
• If the claim is found admissible and genuine, the insurance providers will settle claims at the time of discharge (for cashless treatment).

Note: In the case of non-cashless claims, policyholders are required to pay all medical bills and submit the claim in reimbursement mode.

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